How Does Someone From Another Country Send Money To Someone In The Usa

Sending money to another country

Are you planning to send coin away? Learn what y'all can await and what rights you have.

The Consumer Fiscal Protection Bureau protects consumers in the financial marketplace, including when you ship coin to some other state. Nosotros want yous to have the data you lot need to make the all-time financial decisions for y'all and your family.

Your Rights

If y'all're sending money to another land, yous generally have federal protections. This includes your correct to:

Have the coin delivered to the correct person or business organisation.
Receive the following information about your transaction both earlier you lot pay and after the transfer is sent:
- Exchange rate, if applicative
- Amount to be transferred
- Certain fees
- Taxes collected by the company
- Amount to be received (In some cases, a recipient may receive less due to fees charged by the recipient banking concern and foreign taxes)
Cancel a transfer — generally within 30 minutes after information technology is sent — at no cost, unless the transfer has been picked upward or deposited into the recipient'southward business relationship.
Written report a problem to the company within 180 days and have it investigated. The visitor has to expect into the trouble within 90 days of when you notified them of the trouble and written report the results to you lot, and in some cases, you may get a refund or have the transfer sent again.

Common problems reported to CFPB

You believe that the company or person you lot sent money to committed fraud or a scam.
The recipient could not access the money on the date promised.
You were charged the wrong amount.
The person received the wrong corporeality.
The visitor didn't provide information on:
- Exchange rate, if applicable
- Certain fees
- Total amount to be delivered
The exchange rate, fees, or full to recipient listed on the receipt was incorrect.

If you lot recollect you lot had an issue described hither or that your federal rights were violated, contact the company immediately. In some cases, you could receive a refund or have the transfer resent at no actress price.

If yous've already tried reaching out to the company and still have an result, you can submit a complaint. Tell us well-nigh your upshot

—

we'll forrard it to the company and piece of work to get you a response, generally within 15 days.

Start a complaint

Data You Receive Earlier and After You Pay

These are examples of the information that nigh providers are required to give to you before and after you lot send money.

Earlier yous pay

Before sending money, you will see:

The total cost for the transfer
The exchange charge per unit, if applicable
Total amount expected to be delivered to recipient

After yous pay

After sending money, you will see:

Your out-of-pocket corporeality
Commutation rate, if applicable
Full amount expected to be delivered to recipient
When the coin will be bachelor
What to practice in case of an error
Instructions on exercising your right to cancel transfers
How to submit a question or complaint about the company, including information on how to contact the CFPB and the state agency that regulates the company

Compare Cost

Nosotros want you to take all the data y'all need to decide which company is all-time for you.

Earlier sending money, companies have to give yous information about the exchange rate (if applicable), taxes collected by the provider, certain fees, and the amount that the recipient will receive. At this point, y'all can choose non to send the transfer or to shop around and compare costs with other providers.